If you have had a car accident or have a disability that has left you unable to work it can cause a strain on your finances as well as your life. There are things you can do to stay on your feet with your finances whilst you’re hunting for a job.
Whether you have debt to pay off or haven’t been able to work for a while due to a disability budgeting is crucial. When making a budget always remember to include all of your possible income this could be job seekers allowance, savings and anything else. Then work out all of your outgoings which will include all utility bills, rent and all other expenses. If some months you really are strapped for you can prioritise your bills, losing your phone over your home is still a loss but not as big as it can be. Remember before you start prioritising your bills look to those who can help a trust deed could be a solution to help monthly costs become manageable.
To reduce monthly costs further call up your suppliers and see if they can reduce any of your bills. If your payments and your debts are proving too high consider think about a trust deed. Check out these guys https://www.trustdeedscotland.net/ if you are looking for some immediate assistance in this. This arrangement will allow you to pay a reduced monthly payment on a fixed timeframe making your payments more manageable while you find a job.
Prepare To Save
Although trying to save money may seem next to impossible. If you save little and often you may be pleasantly surprised at how much you can save. Trying to have money saved for an emergency fund is ideal if you are out of work longer than you expected to be. If you start to put money away at least you will have a bit longer before things start to become desperate.
Make Use Of Hobbies
If you have any hobbies from painting to playing the guitar there are ways to make money from your hobbies. If you are in to any crafts try to produce as many as possible as you will be able to sell them on websites or create your own e-commerce website where you can sell them. There are also plenty of sites where you can record videos of your talents like playing the guitar and sell them on websites like udemy.com. As well as this being a great way to earn some money, it will also look great to employers. Employers will ask for gaps in your CV, if you have had an accident or have any disabilities employers will be impressed by your innovative ways of keeping busy and generating money.
Earn Extra Cash
As well as using your talents and hobbies there are other ways to make money and recycle at the same time. There are places where you can sell your clothes and get cash for them too. If you have lots of old mobile phones that you no longer use, many companies will give you a fair amount of money to recycle your old phones. Not only are you recycling and having a spring clean you are also making money. Another inventive way of making money is selling stuff on websites like EBay. If you need money fast a trust deed will help you manage monthly budgets, another way to generate money is to sell your car and buy a cheaper model. Collectively all of these small changes will give you more of a financial cushion whilst you get back on your feet and hunt for a job.
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